How To Build Wealth When You Have NO Extra Cash or Credit Cards

by Don Keith

One of the fastest ways to start building wealth is with one of the free online business building franchises. I've mentioned before how these franchises lead you in a step by step fashion down the road to significantly increasing your online profits. You have also undoubtedly heard that, in order to become truly wealthy, you need to have a large flow of residual monthly income.

Residual income is that income which keeps flowing to you after you have quit working. It can come from investments of large amounts of cash. It can also come from a business which has grown and matured to the point that there are enough trained leaders within the organization to keep the business running and generating cash in perpetuity (forever).

The challenge (and opportunity in disguise) is when you are trying to get started building a residual income and have no cash with which to work. Although frustrating, there is a BIG silver lining there if you will see it. The silver lining comes in the fact that there are far more people looking to make money (who currently have none to spare) than there are ones who have cash or credit capacity to invest in the business. Once you have found a system that works for someone with no cash and no credit, you have an unlimited amount of future prospects. You can give hope to those who now have no hope. Become a success and bless and brighten the world because you have done so.

Following a proven system is the surest and quickest road to riches for most people. Join and start learning with one of the free online business building franchises. Even though the system and training are free, they still recommend that you invest in a number of tools and services. That is the wisest approach for anyone that can find a way to make those investments. Those paid tools and services will significantly accelerate your business building experience. For those without cash or credit, there are still ways to begin.There are lead and list building services, auto-responders (needed to keep in touch with your list), traffic exchanges and a multitude of advertising medium and other services. There are domain names and web hosting, conference and communication services, business networking communities, blogging and RSS services as well as a plethora (whole bunch) of Search Engine Optimization (SEO) techniques and services that are all helpful in building your business and accelerating your business to a profitable position.

It can seem almost overwhelming at first, and to one who has "NO CASH TO SPARE", it almost seems like an impossible task. This sense of overwhelm makes you more vulnerable to the seductive call of the many "something for nothing" scams out there. Be careful - there is no such thing as a free lunch. You've been in the world long enough to know that… so QUIT buying lotto tickets and listening to the "we'll do it all for you or for free" songs that you hear sung so often. Learn how you can earn your lunch… and your education … and your car… and your financial freedom for the rest of your life. It is very possible. There is a way - likely many ways.

Here is one roadmap for the "Cashless Entrepreneur". Step one; be realistic and understand that it is going to take more effort (and the right kind of effort) than if you had cash to invest into your business and your education. THINK. A Doctor goes into debt $100 - $200,000 or more and takes eight years of his/her life to make a good income. Those eight years are also, long years of hard work and sacrifice. A McDonald's franchise can cost close to $2,000,000, take months of negotiating and planning, many weeks of training and then usually a year or two of working 50-70 hours per week.
If you want financial freedom, do you want it enough to work and sacrifice for it? If not, go get a job flipping burgers somewhere, rent an old trailer with cable TV and see if that makes you happy. It take wealth to have an abundant life where you can do things for yourself and others almost without limit. Are willing to pay the price to get a life of quality and fulfillment?

When you're ready, here's what you can do. Now that you know you're going to have to work, the next thing is to find a good mentor or proven success system or preferably both. Find a proven process and if possible a person who cares about you and will work along side of you (not for you), showing you how to avoid the pitfalls and what to learn and do. With those two criteria met, you will be able to "learn how to fish" (as opposed to someone just feeding you a fish for a day). If you are wise, you are building for a lifetime, not just trying to pay off some bills.

OK, "But how do I do this when I have no cash and no credit?",you say. Here's your checklist.

1. Get into one of the free online business building franchises and start learning from those who have done it. Learn everything you can. Do everything they tell you to do that does not take cash and don't worry about the things that do - you will start getting them once you start a cash flow from free resources and hard work.

BIG CAUTION: One of your biggest challenges is going to be avoiding the lure of thousands (literally) of offers that are all made to sound so good. You
must choose what system / mentor you are going to follow. Once you make a choice (like marriage), then put your head down, focus and work to make that choice the best for you. I have heard from people than have spent YEARS looking at (and sometimes "trying") one "opportunity" after another. Marry your chosen "free franchise" and stay loyal to it until it proves itself "unfaithful" or until you start to see the good fruits that come from careful and well directed labor over time. Give it at least 6-12 months when you start with no cash. If you're not willing to make that commitment up front, quit kidding yourself - you are NOT ready for true wealth yet. Just go get a job.Recommendation for the best free franchise system with multi-millionaire mentors: http://PayItForward-4-Profits.com

2. Join Free Traffic exchanges and start clicking (looking at other peoples sites) and building up credits. Discipline yourself here - do not go chasing all the "great" offers you see. You are doing this to build your own advertising credits. FOCUS. If something is highly interesting to you, right click the page and save in in your favorites in a "High Priority to Review" folder. Then when you are "off the clock", you can go explore these.
Recommendations: Traffic Swarm - http://www.trafficswarm.com/go.cgi?548356
Top Surfer - http://topsurfer.com/newuser.cgi?referer=youwin

3. Join a Free Advertising Site - preferably one with a good affiliate compensation plan so that you can make money when people join and upgrade their membership. This should be a company that will pay you as an affiliate through PayPal if you choose.
Recommendation: FreeAdDepot - http://www.freeaddepot.com/?aff=22809

4. Join PayPal so you can start getting your affiliate earnings deposited there and then you will be able to use those "gross revenues" to "fund" some of the other tools. Even if you don't have a credit card to your name this will allow you to start making online purchases almost anywhere with the earnings that are deposited in your PayPal Account.
Sign up with PayPal here: https://www.paypal.com/us/mrb/pal=8JX3JFJUK3PPE

=== Those 4 steps will get you started - all for free. ====
Upgrade and "invest" once the cash starts to flow.

5. As soon as you get a little money coming in, join a good MLM that is inexpensive (like $10-$20 / month) but one that pays good "fast start" bonuses so you can start earning money. The best "by far" that I have found is GDI or Global Domains International. Log in and watch the 7 minute video http://www.website.ws/youwin

6. Once you can afford it, a good auto responder will be the first regular business expense you will want to incur. That will cost about $18 - $20 per month. From this point on, just follow the fast Start Traffic School and the Success Guide in the Member's Area at http://payitforward-4-profits.com/ .

Once you login to the Members Area of PayItForward4Profits (or PIF4P), start listening to the recorded training and following the steps. This is a well proven path that has had unprecedented success. Follow the system with focus and persistence and you will succeed.

You have no GOOD reason not to develop a very nice online income if you are willing to focus, discipline yourself to follow the proven path and work consistently. Your sponsor and / or the system will help you every step along the way. This is the time to move toward a better life for yourself. Determine your next step from wherever you are and then ACT. Take massive action again and again until you achieve an abundant RESIDUAL income - then you will have your Freedom! Get out of bondage. Start Now!

Have You Fallen Prey To The Multi-Level Marketing Money Myth?

By Don Keith (12-18-2006)

I suppose most people that have looked at business opportunities have looked at or tried some MLM program at one time or another. We have seen the circles or the numbers, you know - if you get three and they get three etc. When it comes to putting the plan into action it seems that all those numbers and the promised income were really just a myth.

Well, let's take a look at some real numbers and at the real myth. If you take the most
Basic MLM plan that is 5 levels deep and you get just $1 per month as your share from each person below you on each of your 5 levels, the numbers can be pretty enticing. For example, let's look at the numbers with this minimal scenario of $1 from each level.

Do you know, that if you recruited just 1 person a month, who used the product or service (giving you your $1 from them) and they then recruited just 1 per month who did the same, in 3 years you would be making $119,000 every MONTH. No folks, that's not myth. This example could happen in the great MLM Global Domains International or any number of other MLM opportunities. But I hear screams coming back… "it sure didn't / doesn't work that way for me".

There is a myth out there alright. The real myth is in the minds of many ( if not most ) people who are enticed by those very real (but seemingly ever evasive) big numbers. The myth is in the way we usually extrapolate that figure in our heads. Our logic tends to go something like this: $119,000 per month in 36 months, so I'm starting from zero and that means if my income goes up by $3305 every month, at the end of 36 months my income
will be at about $119,000. We usually are more realistic than that but tend to think that it migh take 3-4 months to get to the $3305 per month and then the growth should occur along that sort of a path. Well, that's logical IF the income growth were a linear progression but that IS NOT how it works.

This mythical linear progression thinking would have you making $19,830 in your 6th month and almost $40,000 in your 12th month. You start in this company and you're a hard working MLM wannabee. You work long hours learning and "following their system" and really put your heart into it. After 3 months of hard work you find that you have hardly made enough to pay the phone bill let alone gas, advertising, etc. etc. You start to think that maybe you were deceived or that there is something wrong with you. You hang in there for a few more months but when you hit 6 months and you're only making $197 (and that is GROSS) you say "forget it" and want to QUIT. NO, NO, NO, DO NOT QUIT!!!!

That's the shame and the tragedy that comes from the myth we've fed ourselves with the assumptions we made about the linear progression. Let's look at the EXACT figures for
the hypothetical example and you'll see this is more like a geometric progression (for you math guys). Here is the way it breaks down in each 6 month period from 1 to 36.Month 1-6: 1=$1; 2=$3; 3=$7; 4=$15; 5=$31; 6=$61.

Do you see that? This guy was ahead of schedule (to make $119,000 per month in just
three years) and he was about to QUIT - when he was ahead of schedule!! Look at the rest of it.Month 7-12: 7=$113; 8=$197; 9=$325; 10=$511; 11=$771; 12=$1123
Month 13-24 13=$1,587 14=$2,185 15=$2,941 16=$3,881 17=$5,033 18=$6,427 19=$8,095 20=10,071 21=12,391 22=15,093 23=18,217 24=$21,805
Months 25-36 25=25,901 26=30,551 27=35,803 28=41,707 29=48,315 30=$55,681
31=63,861 32=72,913 33=82,897 34=93,875 35=105,911 36=$119,071

Look at that and let it sink in! It takes time to duplicate yourself and for each new person to get up to speed. Every situation will be different but this shows you the PRINCIPLE. Drill that principle deep into your head and you will keep on and stay the course - that is where the money is made in Multi-level or Network Marketing.

This MLM industry is the greatest way there is for large numbers of people to earn their way to a million dollar a year income. Enjoy the journey. Treat your customers and especially your "downline" with respect and educate them to the realities of the industry. Do not let them quit without educating them on what the true income path really looks like. In fact, if you're wise, you won't let them even start training under you unless they understand the way the growth curve works.

This is not a get rich really quick business as it is so often portrayed to be (in order to entice the gullible to "get in"). But, if you are with a good company, have good products or services and stay the course - working diligently, it will make your VERY rich a lot faster than a physician or a lawyer who is making nothing from his profession until after 6-8 years of schooling.

Think about it boys and girls. Put a big smile on your face when you're "paying your dues" because you are planting prolific seeds that WILL yield you an abundant harvest - if you stick around for it. Find one of the good online business building franchises (like http://PayItForward-4-Profits.com ) and they will help you shorten the growing season - but do not fall prey to the linear progression myth. In life generally, and in MLM especially, the Law of The Harvest will prevail - "Your reap what you sow and you reap it AFTER planting, cultivating, watering, weeding, spraying and praying. Multi Level Marketing has probably made more millionaires than any other business opportunity and it can make one of you too - but it takes time. Stay the course and reap the harvest.

Get Your Web Pages Indexed Fast With Google Sitemaps

December 16th, 2006
To get indexed fast using Google Sitemaps you’ll first need to get a plugin called “Google Sitemap Generator“. It’s free and pretty easy to install. After installing it, remember to go to “Options” and then “Sitemap”. Fill out any settings and hit “Rebuild Sitemap”. You might have to upload a blank sitemap.xml or sitemap.xml.gz file, and CHMOD it so the script can save the file.
If you don’t have a Google Sitemaps account, you can get one free. Log in and once inside enter the URL to your website. Next click the Sitemaps tab and click add a sitemap and then enter the URL to your “General sitemap” (usually yoursite.com/sitemap.xml).
Once done, Google will periodically download your sitemap file, and index any new or changed pages. The nice thing about the plugin is it will update the sitemap as your site changes.
When you verify your site you can also get some good statistics from Google about the searches people are making for your site. They also let you change how fast they crawl your site and many more goodies. For the fastest way to build your online business, start using the free funded franchise at http://PayItForward-4-Profits

Network Marketing Business Advertising

By Don Keith
The Key to Your Long-Term Success
Network marketing is a very competitive business, and you must put forth consistent and diligent effort to be successful. Only a very foolish network marketer will ignore the advertising portion of the business – after all, advertising is at the very heart of such a business undertaking. No matter what product you sell or what you service you render, you will need to advertise in order to expose your business to the largest possible prospect base.
Network marketing, of course, is no different. If anything, advertising is the most important thing you will have to do – especially if you operate on the internet. In the global marketplace known as the internet, there is a wide variety of customers to be found, and millions of dollars to be earned, but you have to expose your business to people first and let them know that you are open and operational.
Getting Their Attention
When you first start to build your network marketing venture, it is essential that you get straight to the heart of what makes it attractive. In other words, what does it offer to your potential customers and recruits? Remember that most people only respond to appeals of self-interest – so let them know in no uncertain terms what is in it for them when they join up with you! Will they have more money, more time with their families, a sense of accomplishment? Will they be in a position to help people or make a difference in the lives of the people around them? If so, tell them, and don’t be shy about getting the point across.
However, do be careful about exaggerating your claims. It is almost an axiom in the MLM industry that numbers are inflated and far too often representatives are unscrupulous. Many representatives may not lie directly; but they won’t provide the whole truth either. Be very careful about joining such a group – they tend to have very short careers and end up on the wrong side of the law. As the old saying goes, “honesty is the best policy.” If you are seeking to build a career in network marketing, tell the truth! It will help if you paint yourself as being different from all the others, and the best way to do this is to carefully cultivate a reputation for character. This way, when all other network programs have failed or absconded with their customer’s money, you will be besieged with people who will want do deal with someone with a proven and reliable track record. So, to make real money with multi level marketing, stay true to your principles. This may seem like a really hackneyed comment to make, but the truth is that people will always want to deal with someone they can trust. By making yourself such a character, you will be ensuring your financial success for the years to come and you'll sleep well at night and smile easily in the journey of life. See the excellent free tips and training at http://payitforward-4-profits.com/ .

Low on Business Start Up Capital? - Go MLM.

Establish your new business with minimum start up capital by begining an Internet MLM Business Opportunity. One of the biggest stumbling blocks for people who would like to engage in a business is the generation of the start up capital. More often than not, if the business requires big initial capital, the entrepreneur is not really be able to get started right away. If you don't have enough money to start a traditional business, you might want to venture into one of the business Internet MLM opportunities. The good thing about a business Internet MLM opportunity is that with just a small amount of capital you can start your business.
Unlike the typical franchising businesses where you pay for the franchise fee in order for you to be able to use the logo, colors, products and business system of the company, you do not really have to spend money to be able to use the name, the business system and distribute the products of the MLM company. Once you have registered with the MLM Company, you can start your own business. You don’t even need to purchase a lot of stock or inventories to get started because both you and your customers can just order online anytime you need some products.
In most cases, setting up your business up your MLM business is not really difficult. Usually the company will provide you with a comprehensive guide on how to set up your business and get started earning some income. Furthermore, MLM companies generally provide you mentors to help you out - especially when you are just starting up. These mentors are usually those people who are in your "upline". As these people have been in the business longer that you, they will be able to give you some sound advice on how to go about building your business.
Why would these people help you? In the first place, you must understand that in the MLM business, people earn overriding commissions on the sales of people who are under them in the membership ladder, ie: their "downline". Since the people in your team who are in the upper level (your "upline") will benefit from whatever sales that you will generate, they will definitely be willing to help you if you show an interest in working and following proven paths.
Promoting your business
With the Internet MLM business opportunity, it doesn't take any elaborate schemes to promote your products and services. Most MLM companies already have a business promotion plan which you can easily follow. The good thing about these business plans is that you generally don't have to pay much (or any) money to access them. Once you register in the MLM Company, you automatically get the business plan and the tutorial on how to go about setting up your business.
In its entirety, the Internet MLM business opportunity is a good way for you to earn money. Just make sure that the companies you choose to join are legitimate and deal with as many of the 7 critical elements of a good MLM as possible. For more information on those, learn the deatails at http://MasteringYourPrimary.com/youwin

Network Marketing Should Be a Part of Almost Every Home Based Business

There are numerous businesses that are going to offer you the opportunity to become a distributor of their products or service. Many companies offer this opportunity free of charge. There are others that may charge a fee similar to a franchise fee, due to their willingness to set up a website with your name on it and in return for offering you instruction on how to use it and make it succeed.
Many people make the mistake when getting involved in a home based business in believing that all they have to do is fill in the online forms and pay the franchise or registration fees and they will start making money immediately. They fail to think about how they came to be involved in this opportunity. Someone marteded this plan to them and in order to grow their new business. Any person in that business is going to have to market it to others.
There are numerous ways to do this essential marketing. There is the old-fashion advertising, handing out business cards or even putting you web address on the side of your vehicle to be seen while you drive to the grocery store. That may be good to draw a half dozen people or so to your new business venture, but to help it really grow will take network marketing to succeed. You are going to need other people working to expose your business as well.
J. Paul Getty is often quoted as saying he would rather have one percent of the efforts of 100 people than 100 percent of his own efforts, and that is the basis of network marketing. If you have other people "working to build your business", then you are leveraged. You have that business and still have your own time and resources to do with as you will.
The Kirby vacuum cleaner company devised its own form of network marketing as far back as 1935 before the word was coined and the concept totally understood. That company knew that to sell their sweepers, a personal presentation was needed. They had a few dealers with whom they shared the profits of their sales and using their proven methods they taught others to sell the sweepers and each person who brought in a sales representative could also share in the profits off of the efforts of the others the had indroduced and trained to become successful.
While a few people may make a lot of money in a short period of time with network marketing, most grow their business slowly. First, they must learn the business and how to market it as their own home based business. By devoting a set number of hours every day or every week and following in proven success paths (usually taught by the company sponsoring them) they learn how to market the product or service they are selling and begin to make profits. They can then train others to be successful, teaching them to market the product or service. Once the new person begins to profit and make money, the trainer will begin to make money from their sales as well. The more people they have working under them, the more money they can make. When a person is with a good company with a good compensation plan and then learns the skills of selling, recruiting and training, a very profitable business can be built over time. The beauty of this Multi-Level compensation is that, though it may be slow in developing, the income overrides from those below are residual and can go on "forever".

Why has Pay It Forward For Profits Taken The World By Such A Storm?

By Don Keith

When one realizes the phenomenal growth of PayItForward4Profits since its launch in late Spring of 2006, the question of "Why?" often comes to mind. Well, as with most new phenomena, there is more than one good reason and I'm sure I haven't identified them all but here is what I believe to be the "big" reason for this growth explosion.
Pay It Forward For Profits (PIF4P for short) addressed a large and obvious need in the Network Marketing, Multi-level marketing or MLM industry. They have provided a Franchise type of system that outlines a proven step-by-step system for marketing almost any product or service successfully online using the internet. This allows almost any distributorship or MLM to work for the "average Jane or Joe" without the age old "dread" of having to "take it" first to ones friends and family.

Additionally, PIF4P has used the principle of "paying it forward" ie: investing today in people with the expectation that the good fruits will return to you in the future. They have taken their finely tuned success system with vast resources of training and made it available to the masses for FREE. They could have charged large fees for the proven system and training as most traditional franchises do, but instead, they have chosen to "Pay It Forward". The results are seen in an amazing growth pattern as people from all kinds of different businesses start to learn and use this proven system as the vehicle for growing their existing business or starting a new one online.

When one starts poking around in the Free members area of PIF4P, it is almost overwhelming to see the vast array of live and recorded training, member forum activities, tools and resources. These are available to help one learn and use the system to realize profits that can then be used to fund your business's accelerated growth. The main thing that prevents it all from being overwhelming is the clear and straight forward step-by-step or "paint by numbers" system they use to walk you through the learning curve.

There are hundreds of companies that use the MLM approach to marketing their goods or services because of the low start-up costs and quick to market results that often accompany that venue. The appeal of MLM to the millions who would love to become independent and "take their job and shove it" is well known. Equally well known however is the traditional (and VERY unappealing) approach of trying to take the "opportunity" first to friends and family (commonly referred to as your warm market).

What the founders of PayItForward4Profits (Paul Birdsall and Joel Broughton) have done, is to develop a system to train and educate the average person (including those with minimal computer or internet experience) in successful internet marketing. With this skill in hand, the new person starting out can get their business up and running and profitable before they ever go talk to their friends and neighbors about "the opportunity". In fact the system is designed so that you are really never need to talk with any one until they have already shown an interest and have effectively asked for more information.

When a person starts following the PIF4P System, they are directed to the top productivity tools on the internet. These are among the very best in their class - proven over time by the founders of PIF4P. While the tools do cost money, with many of them, there is also an affiliate or commission program that can also earn cash to put into the promotion of you main business. This quicker cash flow is what the call the funded proposal. By making small amounts of cash with business building resources like Global Domains International and Traffic Oasis, one then has cash to "fund" the growth of their business.

Other important tools that they use and train people how to use include things like Direct Matches (a networking community) and AdLand Pro (for advertising) as well as affiliate programs like The Internet Marketing Center and training programs like Success University. Free resources are also recommended where a person can build the traffic flow to their sight like Traffic Swarm and Top Surfer. The leaders at PIF4P have really taken thousands of dollars worth of trial and error out of the process of building a business on the web if a person follows the proven system.

Another of the amazing things about the leaders at PIF4P, is they "tell it like it is". If you are looking for that ever evasive "silver bullet" that will solve all of your problems without any expense or effort then do not go to PIF4P.

These multi-millionaire mentors actually tell you that you have to invest your time, talent and resources if you want to be successful. They give you training, point you to the tools, programs and techniques that are proven to help you in the process but also regularly "hammer home" the principle that there "is no free lunch". Success comes as a result of a burning desire, determined effort and your own actual ACTION.

Would like to work at home or work from home and be your own boss? Are you tired of all the hype - the "make a million in minutes while sipping your pina colada" sales pitches and the "quick easy money" seductions (because you've tried them and lost both time and money)? If so, then this new PayItForward4Profits franchise phenomena for starting a new business or building your existing business might just be for you.

You can register for free and go look at the steps. Listen to the training, ask questions of other members in the forum and decide (with no pressure) if you really are willing to work and invest in a realistic and proven way to gain your future financial freedom. If you are, this might be the path you will want to follow. http://PayItForward-4-Profits.com